Zero Fee Processing

Pay 0% of all Processing Fees with Times Bankcard Zero Fee Processing

Zero Fee Processing

$0/month
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Offset all processing fees

Unlimited credit card processing

Next Day Funding

How does zero fee processing work

Zero Fee Processing is a Cash Discount Program that passes the cost of credit card acceptance back to your customers. Cash Discount programs are a growing form of Payment Acceptance for merchants who are looking to offset their processing and take back their hard-earned profits for their business.

Cash Discount programs are fully legal and compliant in all 50 states. Merchants must provide clear disclosure and signage on the receipt and at the entry of the business of the Cash Discount program. Start saving with Zero Fee Processing today!

Personal

FREE
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Pro

$50
/mo
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Agency

$149
/mo
Get Started

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Feature that's in this plan only

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Save More and Watch Your Business Grow

What is Zero Fee Processing?

Zero Fee Processing is a Cash DIscount program that allows business owners to accept all major credit cards and not be responsible for paying even a single cent in fees. The program works by pushing the cost of acceptance back on to customers who decide to pay with credit/debit and reward customers who choose to pay with cash instead.

Is Zero Fee Processing 100% Legal?

Zero Fee Processing is legal in all 50 states. Cash Discount programs have always been allowed across all states as long as the specific rules and regulations are followed. Merchants must provide clear signage at the entry and on the receipt, so they don't accidentally create a surcharge program. Surcharge programs while legal, just require additional compliance measures from the merchant.

Is Zero Fee Processing like Surcharging?

Zero Fee Processing is not like surcharging due to a few key differences. Surcharging is when businesses post a cash price and then charge an additional fee on top of said price for customers who pay with credit. In this case, customers are paying for more than the listed price. In Zero Fee Processing, the merchant simply rewards customers who choose the option of paying with cash by offering a discount .

Enjoy all the Benefits of the Zero Fee Program

Increased Profits

Offsetting the costs of credit card acceptance brings your profits back to your business

Next Day Funding

Batch out before specific times and never have to wait more than 24 hours for your funds

Simple Processing

No more digging through monthly statements to figure out tricky interchange fees

Available in all States

Cash Discount programs are legal and available for use in all 50 states

Operational Simplicity

Your business will run smoother as you let zero fee processing simplify your operations

Fully Compliant

Times Bankcard will ensure that you are fully compliant with all rules and regulations

Customer Service

Focus more time on connecting and engaging with customers to make them feel more valued

Easy Setup

Just recieve the device from free shipping to your location and start processing right away

Frequently asked questions

What is Zero Fee Processing?

Zero Fee Processing is a Cash DIscount program that allows business owners to accept all major credit cards and not be responsible for paying even a single cent in fees. The program works by pushing the cost of acceptance back on to customers who decide to pay with credit/debit and reward customers who choose to pay with cash instead.

Surcharging vs Cash Discount

Zero Fee Processing is not like surcharging due to a few key differences. Surcharging is when businesses post a cash price and then charge an additional fee on top of said price for customers who pay with credit. In this case, customers are paying for more than the listed price. In Zero Fee Processing, the merchant simply rewards customers who choose the option of paying with cash by offering a discount .

How do I get started?

If you're interested in earning back your business profits, all you have to do is get in touch with a Times Bankcard representative. They'll get the process started and you'll be processing in no time, all you have to do is send an email or give us a call and we're ready to help.

What do I need to provide?

Just get in touch with a representative from Times Bankcard, who will provide all the neccessary documentation and applications you'll need to get started. You fill out the application and provide your voided check, drivers license and fully completed MPA and we'll have you boarded and processing ASAP.